Personal Loans Australia :: Calculators

Personal Loans Australia Financial Calculators

Personal Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Vehicle Lease Repayment Calculator
Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.
Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.
Personal Loan Repayment Calculator
Calculate repayments with our Personal Loan Calculator. Compare loan terms, view repayment schedules, and plan your personal finance with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Personal Loans Articles

Essential Steps to Take Before Applying for a Loan
Essential Steps to Take Before Applying for a Loan
Before considering a loan application, it's crucial to have a clear understanding of your current financial position. Start by noting down all sources of income, including salary, any additional earnings, or government benefits. This will give you a comprehensive view of your financial inflows. - read more
Pre-Approval Loans: How They Work and Why They Matter
Pre-Approval Loans: How They Work and Why They Matter
A pre-approval loan is an agreement between a lender and a borrower indicating how much the lender is willing to lend to the borrower, subject to certain conditions. - read more
How to Improve Your Credit Score for Personal Loan Approval
How to Improve Your Credit Score for Personal Loan Approval
Understanding what a credit score is and its importance is crucial for anyone seeking a personal loan. A credit score is a numerical representation of your creditworthiness, typically ranging from 0 to 1200 in Australia, provided by credit reporting agencies. - read more

Finance News

CommBank Sees Fivefold Increase in Online Home Loan Applications
CommBank Sees Fivefold Increase in Online Home Loan Applications
04 Jan 2026: Paige Estritori
The Commonwealth Bank of Australia (CommBank) has reported a significant surge in online home loan applications, with figures showing a fivefold increase over the year leading up to September 2025. This trend underscores a growing preference among Australian borrowers for digital channels when seeking mortgage solutions. - read more
ANZ Adjusts House Price Growth and Interest Rate Predictions
ANZ Adjusts House Price Growth and Interest Rate Predictions
04 Jan 2026: Paige Estritori
ANZ Bank has updated its forecasts for the Australian housing market, projecting faster house price growth and delaying expectations for interest rate cuts. The bank now anticipates capital city house prices will rise between 6% and 7% in 2024, followed by increases of 5% to 6% in 2025, and around 5% in 2026. These revised figures suggest a more robust housing market than previously expected. - read more
Investor Lending Surges to Eight-Year High in Australia
Investor Lending Surges to Eight-Year High in Australia
04 Jan 2026: Paige Estritori
Recent data indicates a significant resurgence in property investor activity within the Australian mortgage market. In the three months leading up to June 2025, investors accounted for 38% of all new loans written for property purchases, marking the highest level in nearly eight years. This uptick is largely attributed to falling interest rates and persistently low rental vacancies, which have enhanced the attractiveness of property investments. - read more

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Knowledgebase
Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.