Personal Loans Australia :: Home

Compare The Best Personal Loans In Australia

Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!


Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.


Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Personal Loans Articles

Decoding Loan Interest Rates: What You Need to Know
Decoding Loan Interest Rates: What You Need to Know
Understanding interest rates is crucial when considering any loan. Interest rates determine how much you'll need to pay back over the life of a loan and can significantly affect the total cost. By gaining a solid grasp of how these rates work, you can make more informed decisions that could save you money in the long run. - read more
Top Mistakes to Avoid When Applying for a Loan
Top Mistakes to Avoid When Applying for a Loan
Applying for a loan can be a daunting process, filled with numerous requirements and potential pitfalls. However, avoiding mistakes is crucial to boost your chances of approval and secure the best possible terms. Making errors during your application can lead to unnecessary delays, higher interest rates, or even denial. - read more
Mastering Money Management: The Essentials of Personal Budgeting
Mastering Money Management: The Essentials of Personal Budgeting
Embarking on a journey towards financial stability begins with the mastery of personal budgeting. It's the cornerstone of sound money management, where every dollar is allocated purposefully, paving the way for a future free from the shackles of financial stress. In this all-important first step, individuals learn the fine art of balancing their earnings with their expenditures, a fundamental skill for anyone looking to navigate their finances with confidence. - read more

Finance News

RBA Inflation Rates and the Uncertainty Over Interest Rates
RBA Inflation Rates and the Uncertainty Over Interest Rates
24 Sep 2025: Paige Estritori
Consumer prices in Australia are expected to rise beyond the Reserve Bank's desired range for the first time in over a year. This comes as the central bank deliberates its upcoming interest rate decision amidst challenging economic conditions and global trade tensions. - read more
ASIC Urges Higher Standards in Private Credit Market Amidst Stop Orders
ASIC Urges Higher Standards in Private Credit Market Amidst Stop Orders
23 Sep 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has called for enhanced standards in the private credit sector, coinciding with its recent implementation of stop orders on several financial products. This move comes as part of ASIC's interim report, titled 'Private Credit in Australia,' which identifies significant areas needing improvement: conflicts of interest, fees and remuneration, portfolio transparency and valuations, and terminology. - read more
Concerns Arise Over Retail Investors Entering Private Credit Market Without Proper Oversight
Concerns Arise Over Retail Investors Entering Private Credit Market Without Proper Oversight
22 Sep 2025: Paige Estritori
A recent report commissioned by the Australian Securities and Investments Commission (ASIC) reveals significant gaps in the process by which retail investors are guided into private credit markets. Authored by former banker Nigel Williams and infrastructure investor Richard Timbs, the report highlights a lack of transparency in how these investors are introduced to private credit opportunities, raising concerns about the expertise of those advising them. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Knowledgebase
Prepayment Penalty:
A fee charged by a lender if a borrower pays off their loan early.