We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
This is the privacy policy statement for Personal Loans Australia and Clark Family Pty Ltd in relation to this website.
We have created this privacy policy statement in order to demonstrate our firm commitment to privacy. The following discusses our information gathering and dissemination practices for this website.
To process your financial services referral request, Personal Loans Australia requires your name, phone number, Email address, and any other information pertinent to the type of service you are requesting.
This information is used by the third party product and service providers in our network to provide accurate responses to your enquiries. Personal Loans Australia provides this information to them on your behalf in order for them to provide a product or service to you. (Unless otherwise notified by us, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us)
Personal information, including contact information, will never be released to any other party at any time.
Please Note: This website contains links to other websites. Clark Family Pty Ltd is not responsible for the privacy practices or the content of those websites.
Personal Loans Australia uses cookies to record session information and user-specific information on what web pages visitors access or visit in order to track the visitor's progress through our web site, analyze system performance, and ensure that visitors are not repeatedly sent the same promotional material.
We use third-party advertising companies to serve our ads on our website. These third-party advertising companies employ cookies and 1x1 pixel .gifs or web beacons to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, their cookie, the IP address. This information can also be used for online preference marketing purposes.
You may access your personal information, subject to a number of exceptions permitted by law. We reserve the right to determine the manner in which the information is accessed. If we deny you access we will provide you with written reasons and, depending on the circumstances of the denial, we may provide sufficient access to information through mutually agreeable intermediaries to meet the needs of you and us. If you request access to your personal information, you may be charged a reasonable fee or costs incurred such as photocopying, administration and postage.
If you would like access to your personal information please contact us. To ensure security and protection of your information, we may ask that your request be in writing.
To ensure that our privacy policy reflects market expectations and needs we will constantly review it and update it from time to time as the need arises.
If you have any queries or problems whatsoever in relation to our privacy policy or the handling of your personal information, please contact us
Further information about privacy issues and the protection of your personal information is obtainable from the Australian Federal Privacy Commissioner on: 1300 363 992.
If you consider that any action of ours breaches this Privacy Policy or the National Privacy Principles or otherwise does not respect your privacy, you can make a complaint. This will be acted upon promptly. To make a complaint, please contact Personal Loans Australia in the first instance. If you are not satisfied with our response to your complaint, you can telephone the Australian Federal Privacy Commissioner`s hotline on: 1300 363 992.
If you have any question about this privacy statement, the practices of our website, or your dealings with our website, you can contact us.
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
| Your Financial Comeback: Rebuilding Credit Scores for Future Opportunities In the dynamic landscape of Australian finance, the emphasis on a robust credit score cannot be overstated. A favourable credit score serves as a gatekeeper to a world of financial opportunities, determining the ease with which individuals can access loans, the interest rates they will be eligible for, and even the prospects of securing a home in an ever-competitive market. As the average mortgage sizes surge to unparalleled heights, the significance of maintaining an advantageous credit profile escalates in tandem. - read more
|
| The Ultimate Guide to Maintaining a Healthy Credit Score Welcome to our ultimate guide on maintaining a healthy credit score. Whether you're just starting your credit journey or you're an experienced borrower, understanding how to keep your score high is crucial. - read more
|
| Loan-Ready Budgeting: Prepare Your Finances for a Smooth Application Stepping into the realm of loans and finance can be a daunting endeavor, but it all begins with a solid foundation in personal budgeting. Understanding how to manage your money effectively is not just a skill—it’s a crucial aspect of securing financial stability and achieving peace of mind. By tuning in to your finances and preparing a thought-out plan, you’re setting the stage for a well-informed loan application process. - read more
|
|
|
The Ultimate Guide to Maintaining a Healthy Credit Score Welcome to our ultimate guide on maintaining a healthy credit score. Whether you're just starting your credit journey or you're an experienced borrower, understanding how to keep your score high is crucial. - read more
|
|
The Ultimate Guide to Repairing Your Credit Score Fast A credit score is a numerical representation of your creditworthiness. It's derived from your credit history, which includes the total amount of debt you have, your payment history, and other financial behaviours. - read more
|
|
How to Boost Your Loan Approval Chances Getting a loan approved can be a critical step in achieving your financial goals, whether it's buying a home, starting a business, or consolidating debt. However, the loan approval process can often be complex and challenging, with many Australians facing difficulties in securing the loans they need. - read more
|
| RBA Board Overhaul Raises Questions 02 Dec 2024: Paige Estritori The recent decision to reconfigure the Reserve Bank of Australia's (RBA) leadership structure presents both opportunities and challenges, particularly in the ongoing battle against inflation. Dr. Shane Oliver, Chief Economist at AMP, has voiced concerns that easing inflation control measures could tarnish the bank's credibility. - read more |
| Relief for First-Time Home Buyers: Reforming Borrowing Rules 28 Nov 2024: Paige Estritori First-time home buyers may soon experience a significant reduction in the obstacles they face when applying for mortgages. A recent senate inquiry recommends revising the current stringent 3% serviceability buffer, which is deemed too harsh for prospective homeowners. - read more |
| Crypto Wallets: The New Face of Investment Strategy? 27 Nov 2024: Paige Estritori Franklin Templeton’s recent report on cryptographic wallets highlights an innovative shift in how investment portfolios might soon operate. These wallets could serve as a bridge, improving the integration of diverse investment vehicles within a single portfolio. This potential for transformation could revolutionize the current investment landscape by providing unified tracking and management across various investment types. - read more |