Personal Loans Australia :: Calculators
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Personal Loan Repayment Calculator

Use this calculator to estimate monthly personal loan repayments

Personal Loan Details:

How much money do you need to borrow?
Enter whole numbers only please, no dots, commas etc.

Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
calculate
Personal Loan Repayment Calculator

Important!

Personal Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Personal Loan Amortization Calculator

The following amortization graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Personal Loan Repayment CalculatorPersonal Loan Repayment Calculator

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Personal Loans Articles

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Finance News

Why AI tools can complement financial advisers: Insights and limitations Why AI tools can complement financial advisers: Insights and limitations
05 Jun 2023: .financialservicesonline.com.au

Recent research has shown that artificial intelligence (AI) tools like ChatGPT are not here to replace financial advisers and planners, but rather to complement their services. Ben Neilson from Neilson & Co Wealth published a research article in Oxford University's _Journal of Financial Regulation_, where he explored the possibilities and limitations of AI software in creating financial recommendations. - read more
ASIC Publishes First FSCP Reprimand for Adviser Impersonating Client ASIC Publishes First FSCP Reprimand for Adviser Impersonating Client
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ASIC's newly formed Financial Services and Credit Panel (FSCP) has recently published its first reprimand of an adviser known only as 'Mr S' for impersonating a client during two phone conversations with a bank. Although the adviser did not benefit from the attempt to facilitate a transaction on the client's behalf, the panel determined the adviser contravened the Corporations Act and issued a directive for the adviser to provide three successive compliance audits undertaken by their licensee. - read more
Why Homebuyer Borrowing Plunged in April Despite Strong Housing Demand Why Homebuyer Borrowing Plunged in April Despite Strong Housing Demand
03 Jun 2023: .financialservicesonline.com.au

The lending market experienced yet another slump in April as new home commitments continued to decline due to higher interest rates and suppressed demand for housing. According to research, home loan borrowers decreased by 2.9% monthly, following a 5.3% increase in housing-related borrowing in March. The value of owner-occupier lending declined by 3.8%, while investor borrowing dropped a small 0.9%, with the total housing lending still down by 25.8% in comparison to how it performed last year. - read more

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Knowledgebase
Mortgage Document:
The physical contract agreement that a Mortgagee (lender) enters into with a Mortgagor (borrower) outlining the precice terms of a mortgage loan.