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![]() | Why AI tools can complement financial advisers: Insights and limitations 05 Jun 2023: .financialservicesonline.com.au Recent research has shown that artificial intelligence (AI) tools like ChatGPT are not here to replace financial advisers and planners, but rather to complement their services. Ben Neilson from Neilson & Co Wealth published a research article in Oxford University's _Journal of Financial Regulation_, where he explored the possibilities and limitations of AI software in creating financial recommendations. - read more |
![]() | ASIC Publishes First FSCP Reprimand for Adviser Impersonating Client 03 Jun 2023: .financialservicesonline.com.au ASIC's newly formed Financial Services and Credit Panel (FSCP) has recently published its first reprimand of an adviser known only as 'Mr S' for impersonating a client during two phone conversations with a bank. Although the adviser did not benefit from the attempt to facilitate a transaction on the client's behalf, the panel determined the adviser contravened the Corporations Act and issued a directive for the adviser to provide three successive compliance audits undertaken by their licensee. - read more |
![]() | Why Homebuyer Borrowing Plunged in April Despite Strong Housing Demand 03 Jun 2023: .financialservicesonline.com.au The lending market experienced yet another slump in April as new home commitments continued to decline due to higher interest rates and suppressed demand for housing. According to research, home loan borrowers decreased by 2.9% monthly, following a 5.3% increase in housing-related borrowing in March. The value of owner-occupier lending declined by 3.8%, while investor borrowing dropped a small 0.9%, with the total housing lending still down by 25.8% in comparison to how it performed last year. - read more |