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Finance News from Personal Loans Australia

Personal Loans Australia is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

Finance News

ASIC Highlights Concerns in Private Lending Sector

26 Apr 2026: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the private lending sector, revealing significant inconsistencies and potential risks. This scrutiny comes in response to the sector's rapid expansion, with private credit extending approximately $200 billion in loans, primarily to high-risk real estate developers and property investors. - read more

Regulators Focus on Non-Bank Lenders Amid Rising Popularity

26 Apr 2026: Paige Estritori

As more Australians turn to non-bank lenders for property loans, the Australian Securities and Investments Commission (ASIC) and the Reserve Bank of Australia (RBA) have intensified their scrutiny of this rapidly growing sector. The shift is driven by borrowers seeking more flexible lending criteria and competitive rates, especially in a housing market characterized by high prices and stringent bank lending standards. - read more

Rate Money Introduces Competitive Rate Adjustments Amid Industry Increases

18 Apr 2026: Paige Estritori

In a financial landscape where many lenders are raising variable interest rates by 25 basis points in response to the Reserve Bank of Australia's recent rate hikes, Rate Money has taken a different approach. The non-bank lender, specializing in loans for self-employed individuals, has opted to increase their variable rates by only 15 to 20 basis points on select loan products. This decision aims to alleviate financial pressure on borrowers facing rising living costs and inflation. - read more

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Personal Loans Articles

Is Refinancing Your Personal Loan Right for You? Weighing the Benefits and Drawbacks

Have you ever heard the term loan refinancing and wondered what it actually means? Simply put, refinancing a loan involves replacing your current loan with a new one, typically to take advantage of better terms, such as lower interest rates or different repayment conditions. - read more

The Ultimate Guide to Repairing Your Credit Score Fast

A credit score is a numerical representation of your creditworthiness. It's derived from your credit history, which includes the total amount of debt you have, your payment history, and other financial behaviours. - read more

Pre-Approval Loans: How They Work and Why They Matter

A pre-approval loan is an agreement between a lender and a borrower indicating how much the lender is willing to lend to the borrower, subject to certain conditions. - read more

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Knowledgebase

Bull Market:
A market condition where the prices of securities are rising, or are expected to rise.

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