Home About us Calculator Articles Sitemap Apply Now

Finance News from Personal Loans Australia

Personal Loans Australia is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

Finance News

Rate Money Introduces Competitive Rate Adjustments Amid Industry Increases

18 Apr 2026: Paige Estritori

In a financial landscape where many lenders are raising variable interest rates by 25 basis points in response to the Reserve Bank of Australia's recent rate hikes, Rate Money has taken a different approach. The non-bank lender, specializing in loans for self-employed individuals, has opted to increase their variable rates by only 15 to 20 basis points on select loan products. This decision aims to alleviate financial pressure on borrowers facing rising living costs and inflation. - read more

Personal Loans Emerge as Key Tool for Financial Control Amid Rising Expenses

18 Apr 2026: Paige Estritori

As Australians grapple with escalating household expenses and record-high credit card interest rates, personal loans are increasingly being utilized as a strategic tool for financial management. Recent analysis from Experian indicates a growing trend among consumers to leverage fixed-rate personal loans to consolidate debt and manage finances more effectively. - read more

APRA's John Lonsdale Addresses Australia's Financial Vulnerabilities

02 Apr 2026: Paige Estritori

In a recent address at the 2026 AFR Banking Summit, John Lonsdale, Chair of the Australian Prudential Regulation Authority (APRA), shed light on the inherent vulnerabilities within Australia's financial system. He emphasised that certain characteristics of the nation's economy and banking sector render it susceptible to global economic disturbances. - read more

We are a proud member of the Financial Services Online network!

Connect with us on your favourite social media platform for the latest financial news, views, resources and information.

Personal Loans Articles

A Credit-Savvy Approach to Loan Comparison: What Every Australian Borrower Needs to Know

Welcome to your essential guide on how to navigate the complex world of personal loans in Australia. Whether you're seeking to finance a major purchase, consolidate debt, or cover unexpected costs, understanding the nuts and bolts of personal loans is crucial. In this conversation, we'll shed light on why being credit-savvy is not just smart, but necessary for anyone considering a loan. - read more

The Ultimate Guide to Maintaining a Healthy Credit Score

Welcome to our ultimate guide on maintaining a healthy credit score. Whether you're just starting your credit journey or you're an experienced borrower, understanding how to keep your score high is crucial. - read more

Proven Strategies to Boost Your Personal Loan Approval Odds

Embarking on the journey to secure a personal loan can often seem like navigating through a complex financial landscape. Particularly for Australians, where the market is bustling with a multitude of lenders each with their respective criteria and rates, increasing the chances of loan approval is a pursuit that requires insight and preparation. - read more

Need Help Finding a Loan?

Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!

All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Knowledgebase

Interest Rate Lock:
An agreement between a borrower and a lender that allows the borrower to lock in the interest rate on a mortgage for a specified time period.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.