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Finance News from Personal Loans Australia

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Finance News

Australian Mortgage Refinancing Hits Record Highs Amid Rising Arrears Australian Mortgage Refinancing Hits Record Highs Amid Rising Arrears
27 Dec 2025: Paige Estritori

Recent data from Equifax indicates a significant surge in mortgage refinancing across Australia, coinciding with a rise in arrears, especially among borrowers with substantial home loans. This trend underscores the financial pressures many Australians are currently facing. - read more
Digital Lenders Revolutionise Australia's Personal Loan Landscape Digital Lenders Revolutionise Australia's Personal Loan Landscape
27 Dec 2025: Paige Estritori

The Australian personal loan market is undergoing a significant transformation, with digital lenders now accounting for over 40% of new loan originations. This shift is driven by the rapid digitalisation of loan processes, offering borrowers faster approvals and broader eligibility criteria. - read more
Surge in Personal Loans for Home Renovations Among Australian Homeowners Surge in Personal Loans for Home Renovations Among Australian Homeowners
27 Dec 2025: Paige Estritori

Australian homeowners are increasingly turning to personal loans to fund home renovations, reflecting a growing preference to upgrade properties amid high housing costs and strong demand for home improvements. - read more
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Personal Loans Articles

Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Maintaining a good credit score is crucial for financial health. In Australia, a solid credit score can unlock better interest rates, higher credit limits, and improve your chances of loan approval. - read more
How to Refinance Your Loans Safely Without Credit Impacts
How to Refinance Your Loans Safely Without Credit Impacts
In today's financial climate, many Australians find themselves exploring options to manage and optimise their financial commitments. One option gaining popularity is loan refinancing. But what exactly is loan refinancing, and how can it benefit you, especially without negatively impacting your credit score? - read more
Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
As Australians navigate the complex world of finance, understanding the nuances of borrowing can make a significant difference in one’s economic well-being. Being credit-savvy is not just about securing a loan; it's about making informed decisions that align with your long-term financial goals. In this pursuit, comparing loan options emerges as a crucial step for the financially conscious Australian. - read more


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Knowledgebase
Debt-to-Equity Ratio:
A measure of a company’s financial leverage, calculated by dividing its total liabilities by stockholders’ equity.