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Finance News

ASIC's Review Uncovers Risks in Private Lending Industry ASIC's Review Uncovers Risks in Private Lending Industry
01 Mar 2026: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the private lending sector, revealing significant inconsistencies and potential risks. This scrutiny comes in response to the sector's rapid expansion, with private credit extending approximately $200 billion in loans, primarily to high-risk real estate developers and property investors. - read more
Record Surge in Investor Lending Raises Regulatory Concerns Record Surge in Investor Lending Raises Regulatory Concerns
01 Mar 2026: Paige Estritori

Recent data from the Australian Prudential Regulation Authority (APRA) indicates a significant surge in investor lending, with new investment loans totaling $72 billion in the September quarter of 2025. This marks a 12% increase from the previous quarter, highlighting a robust appetite among investors for property acquisitions. - read more
Rising Consumer Credit Demand Reflects Economic Confidence Rising Consumer Credit Demand Reflects Economic Confidence
01 Mar 2026: Paige Estritori

The latest Consumer Market Pulse report from Equifax for Q4 2025 reveals a notable increase in consumer credit demand across Australia. Mortgage enquiries have risen by 12.3% compared to the same period in the previous year, marking the most significant growth in mortgage demand observed since 2021. Additionally, personal loan demand has increased by 8.9% year-on-year. - read more
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Personal Loans Articles

The Ultimate Guide to Maintaining a Healthy Credit Score
The Ultimate Guide to Maintaining a Healthy Credit Score
Welcome to our ultimate guide on maintaining a healthy credit score. Whether you're just starting your credit journey or you're an experienced borrower, understanding how to keep your score high is crucial. - read more
Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
As Australians navigate the complex world of finance, understanding the nuances of borrowing can make a significant difference in one’s economic well-being. Being credit-savvy is not just about securing a loan; it's about making informed decisions that align with your long-term financial goals. In this pursuit, comparing loan options emerges as a crucial step for the financially conscious Australian. - read more
Proven Strategies to Boost Your Personal Loan Approval Odds
Proven Strategies to Boost Your Personal Loan Approval Odds
Embarking on the journey to secure a personal loan can often seem like navigating through a complex financial landscape. Particularly for Australians, where the market is bustling with a multitude of lenders each with their respective criteria and rates, increasing the chances of loan approval is a pursuit that requires insight and preparation. - read more


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Knowledgebase
Amortization:
The process of gradually paying off a debt over a period of time through regular payments.