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Finance News from Personal Loans Australia

Personal Loans Australia is pleased to present the latest financial news headlines.

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Finance News

IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026 IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026
09 Mar 2026: Paige Estritori

In a significant achievement, IMB Bank has been named Australia's Best Personal Loan lender for 2026 by Mozo, a leading financial comparison platform. This marks the second consecutive year that IMB Bank has secured this prestigious title, underscoring its consistent commitment to providing exceptional value in personal lending. - read more
APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending
09 Mar 2026: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks associated with high debt-to-income (DTI) mortgage lending. Effective from 1 February 2026, APRA will enforce a cap, limiting banks to allocating no more than 20% of new mortgages to borrowers whose total debt exceeds six times their income. - read more
Record Surge in Investor Lending Raises Regulatory Concerns Record Surge in Investor Lending Raises Regulatory Concerns
09 Mar 2026: Paige Estritori

Recent data from the Australian Prudential Regulation Authority (APRA) indicates a significant surge in investor lending, with new investment loans totalling $72 billion in the September quarter of 2025. This marks a 12% increase from the previous quarter, highlighting a robust appetite among investors for property acquisitions. - read more
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Personal Loans Articles

How to Communicate with Lenders During Financial Hardship
How to Communicate with Lenders During Financial Hardship
Financial hardship occurs when an individual is unable to meet their financial obligations due to a variety of circumstances. This could stem from a loss of income, unexpected expenses, or rising living costs that outweigh financial resources. - read more
Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Maintaining a good credit score is crucial for financial health. In Australia, a solid credit score can unlock better interest rates, higher credit limits, and improve your chances of loan approval. - read more
Loan-Ready Budgeting: Prepare Your Finances for a Smooth Application
Loan-Ready Budgeting: Prepare Your Finances for a Smooth Application
Stepping into the realm of loans and finance can be a daunting endeavor, but it all begins with a solid foundation in personal budgeting. Understanding how to manage your money effectively is not just a skill—it’s a crucial aspect of securing financial stability and achieving peace of mind. By tuning in to your finances and preparing a thought-out plan, you’re setting the stage for a well-informed loan application process. - read more


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Knowledgebase
Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.