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Personal Loans Australia

Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!


Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.


Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Personal Loans Articles

Personal Loans And The Consumer Credit Code Personal Loans And The Consumer Credit Code
Understanding your rights as a consumer is essential in dealing with complex issues like personal loans and other finance. Here we reveal, in simple terms, how the Credit Code works for you. - read more
Buy Now, Pay Later Services: Balancing Convenience with Responsibility Buy Now, Pay Later Services: Balancing Convenience with Responsibility
Millions of Australians use Buy Now, Pay Later (BNPL) services, such as Afterpay, Zip, humm, and Klarna, to make purchases and pay back the amount in instalments. However, concerns have been raised about the easy credit offered by these services and the potential harm it can cause to vulnerable individuals. The Australian government has promised to crack down on the industry by the end of the year, with a focus on ensuring appropriate checks are in place to prevent the inappropriate marketing of credit to vulnerable groups. - read more
The Truth Behind Payday Loans The Truth Behind Payday Loans
There’s a lot been said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes. - read more

Finance News

New Study Predicts Further Mortgage Stress for Homeowners New Study Predicts Further Mortgage Stress for Homeowners
31 Mar 2023: .financialservicesonline.com.au

With persistent interest rate hikes coming from the Reserve Bank of Australia (RBA), a new study by Roy Morgan has revealed that 25.3% or 1.23 million of Australian mortgage holders were classified as 'At Risk' of mortgage stress in the three months leading up to February 2023. This number marks the highest point since September 2011's 1.3 million, and it's expected to rise even higher if inflation doesn't slow down. - read more
Buy Now Pay Later Schemes: The ‘Addictive and Dangerous’ Predatory Schemes Buy Now Pay Later Schemes: The ‘Addictive and Dangerous’ Predatory Schemes
30 Mar 2023: .financialservicesonline.com.au

Buy Now Pay Later (BNPL) schemes have become a new trend in the financial market with people constantly looking for a more convenient way of shopping. While their popularity is increasing, financial advisors are raising concerns about the high-risk lending schemes that are now targeting young Australians. The number of accounts has surged from five to seven million in the last year, mostly held by people between the ages of 18 to 34. - read more
New Standards Set for Financial Adviser Exam with 67% Pass Rate New Standards Set for Financial Adviser Exam with 67% Pass Rate
30 Mar 2023: .financialservicesonline.com.au

The Australian Securities and Investments Commission (ASIC) has recently released the results of the latest Financial Adviser Exam in February with a pass rate of 67%. This exam sets new standards for financial advisers, ensuring they have the necessary skills to apply their knowledge of advice construction, ethics and legal requirements to practical scenarios. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Knowledgebase
Debt Consolidation:
A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.