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Personal Loans Australia

Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!


Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.


Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Personal Loans Articles

When should I use a personal loan? When should I use a personal loan?
Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down, for example, such a loan can patch up your life. Or maybe you're buying a big-ticket item and you need backup money to cover a short-term hole in your bank account. - read more
The Truth Behind Payday Loans The Truth Behind Payday Loans
There’s a lot been said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes. - read more
18 Hot Tips For Intending Borrowers 18 Hot Tips For Intending Borrowers
If you're thinking of borrowing money to buy a car, boat, debt consolidation, home repairs, medical bills or anything else for that matter, here are some red hot tips to make the process much, much easier. - read more

Finance News

Why AI tools can complement financial advisers: Insights and limitations Why AI tools can complement financial advisers: Insights and limitations
05 Jun 2023: .financialservicesonline.com.au

Recent research has shown that artificial intelligence (AI) tools like ChatGPT are not here to replace financial advisers and planners, but rather to complement their services. Ben Neilson from Neilson & Co Wealth published a research article in Oxford University's _Journal of Financial Regulation_, where he explored the possibilities and limitations of AI software in creating financial recommendations. - read more
ASIC Publishes First FSCP Reprimand for Adviser Impersonating Client ASIC Publishes First FSCP Reprimand for Adviser Impersonating Client
03 Jun 2023: .financialservicesonline.com.au

ASIC's newly formed Financial Services and Credit Panel (FSCP) has recently published its first reprimand of an adviser known only as 'Mr S' for impersonating a client during two phone conversations with a bank. Although the adviser did not benefit from the attempt to facilitate a transaction on the client's behalf, the panel determined the adviser contravened the Corporations Act and issued a directive for the adviser to provide three successive compliance audits undertaken by their licensee. - read more
Why Homebuyer Borrowing Plunged in April Despite Strong Housing Demand Why Homebuyer Borrowing Plunged in April Despite Strong Housing Demand
03 Jun 2023: .financialservicesonline.com.au

The lending market experienced yet another slump in April as new home commitments continued to decline due to higher interest rates and suppressed demand for housing. According to research, home loan borrowers decreased by 2.9% monthly, following a 5.3% increase in housing-related borrowing in March. The value of owner-occupier lending declined by 3.8%, while investor borrowing dropped a small 0.9%, with the total housing lending still down by 25.8% in comparison to how it performed last year. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Knowledgebase
Personal Loan:
A personal loan is a loan provided to an individual or individuals (as opposed to a business) and that can be generally be used for a variety of purposes subject to the approval of the lender.