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Personal Loans Articles

The Ultimate Guide to Maintaining a Healthy Credit Score
The Ultimate Guide to Maintaining a Healthy Credit Score
Welcome to our ultimate guide on maintaining a healthy credit score. Whether you're just starting your credit journey or you're an experienced borrower, understanding how to keep your score high is crucial. - read more
Key Strategies for Smooth Loan Approval
Key Strategies for Smooth Loan Approval
Pre-approval loans are a preliminary step in the loan approval process. They provide borrowers with a conditional commitment from a lender, indicating the maximum amount they are willing to lend, based on the borrower’s financial situation. - read more
Avoid Common Budgeting Mistakes for First-Time Borrowers
Avoid Common Budgeting Mistakes for First-Time Borrowers
As a first-time borrower, understanding the importance of budgeting is crucial. Effective budgeting can make all the difference in achieving financial stability and meeting your financial goals. It helps you manage your income, control your spending, and save for future needs. - read more

Finance News

Australian Mortgage Refinancing Hits Record Highs Amid Rising Arrears
Australian Mortgage Refinancing Hits Record Highs Amid Rising Arrears
27 Dec 2025: Paige Estritori
Recent data from Equifax indicates a significant surge in mortgage refinancing across Australia, coinciding with a rise in arrears, especially among borrowers with substantial home loans. This trend underscores the financial pressures many Australians are currently facing. - read more
Digital Lenders Revolutionise Australia's Personal Loan Landscape
Digital Lenders Revolutionise Australia's Personal Loan Landscape
27 Dec 2025: Paige Estritori
The Australian personal loan market is undergoing a significant transformation, with digital lenders now accounting for over 40% of new loan originations. This shift is driven by the rapid digitalisation of loan processes, offering borrowers faster approvals and broader eligibility criteria. - read more
Surge in Personal Loans for Home Renovations Among Australian Homeowners
Surge in Personal Loans for Home Renovations Among Australian Homeowners
27 Dec 2025: Paige Estritori
Australian homeowners are increasingly turning to personal loans to fund home renovations, reflecting a growing preference to upgrade properties amid high housing costs and strong demand for home improvements. - read more

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Knowledgebase
Debt Consolidation:
Debt consolidation usually involves negotiating a new loan to pay other existing loans in order to get more favourable interest rates and terms.