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Personal Loans Articles

Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Effective Credit Repair: Long-Term Strategies for Sustained Improvement
Maintaining a good credit score is crucial for financial health. In Australia, a solid credit score can unlock better interest rates, higher credit limits, and improve your chances of loan approval. - read more
How to Improve Your Credit Score for Personal Loan Approval
How to Improve Your Credit Score for Personal Loan Approval
Understanding what a credit score is and its importance is crucial for anyone seeking a personal loan. A credit score is a numerical representation of your creditworthiness, typically ranging from 0 to 1200 in Australia, provided by credit reporting agencies. - read more
Key Strategies for Smooth Loan Approval
Key Strategies for Smooth Loan Approval
Pre-approval loans are a preliminary step in the loan approval process. They provide borrowers with a conditional commitment from a lender, indicating the maximum amount they are willing to lend, based on the borrower’s financial situation. - read more

Finance News

Beware: Scammers Posing as ASIC to Extract Payments
Beware: Scammers Posing as ASIC to Extract Payments
09 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has issued a warning to the public regarding a surge in scams where fraudsters impersonate the commission. These scammers are contacting individuals via emails and text messages, falsely claiming that a payment is required to release funds or assets. - read more
Australians Embrace Personal Loans to Fund Home Improvements
Australians Embrace Personal Loans to Fund Home Improvements
01 Nov 2025: Paige Estritori
Recent data indicates a significant uptick in Australians utilizing personal loans to finance home renovations. This trend is particularly pronounced in Victoria and New South Wales, where homeowners are leveraging these loans to enhance their properties. - read more
Investment in Large-Scale Battery Storage Soars Amid Australia's Renewable Energy Expansion
Investment in Large-Scale Battery Storage Soars Amid Australia's Renewable Energy Expansion
01 Nov 2025: Paige Estritori
Australia's ambitious goal to achieve 82% renewable energy by 2030 has catalyzed a significant surge in investments in large-scale Battery Energy Storage Systems (BESS). This strategic move aims to address the challenges posed by the rapid expansion of solar and wind infrastructure and the phased closure of coal-fired power plants. - read more

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Knowledgebase
Personal Loan:
a loan that is granted for personal use, normally unsecured and granted by a lender on the borrower's integrity and capacity to repay