Personal Loans Australia :: Free stuff

Personal Loans Australia Promotional Offer

As part of our promotional strategy, visitors who make a genuine quote request this month here at Personal Loans Australia will automatically qualify for the following.

moneyTips Logo

Free subscription to MONEY TIPS

12 Months free subscription (valued at $29) to this highly acclaimed Australian financial e-zine providing a whole stack of insider information, great offers & free gifts.


Personal Loans Articles

Loan-Ready Budgeting: Prepare Your Finances for a Smooth Application
Loan-Ready Budgeting: Prepare Your Finances for a Smooth Application
Stepping into the realm of loans and finance can be a daunting endeavor, but it all begins with a solid foundation in personal budgeting. Understanding how to manage your money effectively is not just a skill—it’s a crucial aspect of securing financial stability and achieving peace of mind. By tuning in to your finances and preparing a thought-out plan, you’re setting the stage for a well-informed loan application process. - read more
How to Communicate with Lenders During Financial Hardship
How to Communicate with Lenders During Financial Hardship
Financial hardship occurs when an individual is unable to meet their financial obligations due to a variety of circumstances. This could stem from a loss of income, unexpected expenses, or rising living costs that outweigh financial resources. - read more
Proven Strategies to Boost Your Personal Loan Approval Odds
Proven Strategies to Boost Your Personal Loan Approval Odds
Embarking on the journey to secure a personal loan can often seem like navigating through a complex financial landscape. Particularly for Australians, where the market is bustling with a multitude of lenders each with their respective criteria and rates, increasing the chances of loan approval is a pursuit that requires insight and preparation. - read more

Finance News

What ASIC’s Car Finance Review Means for Borrowers
What ASIC’s Car Finance Review Means for Borrowers
02 Jul 2026: Paige Estritori
ASIC’s latest review of the car finance market is a timely reminder that the cheapest-looking loan is not always the cheapest loan. Released on 24 June 2026, the regulator’s Report 832 examined more than 350,000 car loans across eight finance providers and found concerns around loan costs, third-party distribution and how lenders monitor outcomes for customers. - read more
RBA Fee Data Reveals a Shift in Australia’s Personal Loan Market
RBA Fee Data Reveals a Shift in Australia’s Personal Loan Market
25 Jun 2026: Paige Estritori
The latest Reserve Bank update on bank fees has provided a useful signal for Australians weighing up personal loans, credit cards and other forms of borrowing. While bank fee revenue from households rose by 7 per cent over the year to June 2025, fee revenue from personal loans moved the other way, falling by 19 per cent. That contrast matters because borrowing demand and the actual cost structure of loans do not always move in the same direction. - read more
Surge in Personal Loans as Australians Face Cost of Living Pressures
Surge in Personal Loans as Australians Face Cost of Living Pressures
11 Jun 2026: Paige Estritori
In the first quarter of 2026, Australians borrowed a record $5.1 billion in new personal loans, according to the Australian Bureau of Statistics. This significant increase reflects the mounting financial pressures many individuals are experiencing due to rising living costs. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Knowledgebase
Return on Investment (ROI):
A measure used to evaluate the efficiency of an investment or compare the efficiency of several different investments.