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Personal Loans Articles

Personal Loans with a Low Credit Score: What Australian Borrowers Should Know
Personal Loans with a Low Credit Score: What Australian Borrowers Should Know
A low credit score does not automatically stop you from applying for a personal loan in Australia, but it can affect your eligibility, loan options and total cost. Here is what to consider before you apply. - read more
How to Refinance Your Loans Safely Without Credit Impacts
How to Refinance Your Loans Safely Without Credit Impacts
In today's financial climate, many Australians find themselves exploring options to manage and optimise their financial commitments. One option gaining popularity is loan refinancing. But what exactly is loan refinancing, and how can it benefit you, especially without negatively impacting your credit score? - read more
Avoid Common Budgeting Mistakes for First-Time Borrowers
Avoid Common Budgeting Mistakes for First-Time Borrowers
As a first-time borrower, understanding the importance of budgeting is crucial. Effective budgeting can make all the difference in achieving financial stability and meeting your financial goals. It helps you manage your income, control your spending, and save for future needs. - read more

Finance News

What the Latest RBA Minutes Mean for Personal Loan Applicants
What the Latest RBA Minutes Mean for Personal Loan Applicants
27 Aug 2026: Paige Estritori
The Reserve Bank of Australia’s latest policy minutes have added more detail to the rate outlook, reinforcing that borrowers should not assume easier credit conditions are just around the corner. While the cash rate has remained on hold, the discussion shows policymakers are still weighing inflation, household spending, wages growth and the resilience of the labour market before making their next move. - read more
New Card Spending Signals Keep Pressure on Household Borrowing
New Card Spending Signals Keep Pressure on Household Borrowing
13 Aug 2026: Paige Estritori
Australia's latest retail payments snapshot keeps the spotlight on how households are using cards to manage everyday costs, irregular bills and discretionary spending. While monthly card figures can move around due to seasonal shopping patterns, tax-time expenses and changes in consumer confidence, the broader message remains important for borrowers: short-term spending decisions can quickly affect longer-term debt capacity. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
What Rising Personal Credit Means for Australian Borrowers
What Rising Personal Credit Means for Australian Borrowers
06 Aug 2026: Paige Estritori
The Reserve Bank of Australia's latest credit figures point to a continuing theme for households: Australians are still using personal credit as budgets remain under pressure. While housing and business lending often dominate the headlines, movements in personal credit are important because they can reveal how consumers are funding vehicles, renovations, travel, debt consolidation and unexpected expenses. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more

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Knowledgebase
Bear Market:
A market condition where the prices of securities are falling, and widespread pessimism causes the negative sentiment to be self-sustaining.