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Personal Loans Articles

Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
Comparing Loan Options: Strategic Thinking for the Financially Conscious Australian
As Australians navigate the complex world of finance, understanding the nuances of borrowing can make a significant difference in one’s economic well-being. Being credit-savvy is not just about securing a loan; it's about making informed decisions that align with your long-term financial goals. In this pursuit, comparing loan options emerges as a crucial step for the financially conscious Australian. - read more
How to Communicate with Lenders During Financial Hardship
How to Communicate with Lenders During Financial Hardship
Financial hardship occurs when an individual is unable to meet their financial obligations due to a variety of circumstances. This could stem from a loss of income, unexpected expenses, or rising living costs that outweigh financial resources. - read more
The Ultimate Budgeting Checklist for First-Time Loan Applicants
The Ultimate Budgeting Checklist for First-Time Loan Applicants
Before diving into the world of loans, it's essential to understand why budgeting is crucial. Budgeting provides a clear picture of your financial status, helping to ensure you can meet future loan repayments without undue stress. - read more

Finance News

CommBank Sees Fivefold Increase in Online Home Loan Applications
CommBank Sees Fivefold Increase in Online Home Loan Applications
04 Jan 2026: Paige Estritori
The Commonwealth Bank of Australia (CommBank) has reported a significant surge in online home loan applications, with figures showing a fivefold increase over the year leading up to September 2025. This trend underscores a growing preference among Australian borrowers for digital channels when seeking mortgage solutions. - read more
ANZ Adjusts House Price Growth and Interest Rate Predictions
ANZ Adjusts House Price Growth and Interest Rate Predictions
04 Jan 2026: Paige Estritori
ANZ Bank has updated its forecasts for the Australian housing market, projecting faster house price growth and delaying expectations for interest rate cuts. The bank now anticipates capital city house prices will rise between 6% and 7% in 2024, followed by increases of 5% to 6% in 2025, and around 5% in 2026. These revised figures suggest a more robust housing market than previously expected. - read more
Investor Lending Surges to Eight-Year High in Australia
Investor Lending Surges to Eight-Year High in Australia
04 Jan 2026: Paige Estritori
Recent data indicates a significant resurgence in property investor activity within the Australian mortgage market. In the three months leading up to June 2025, investors accounted for 38% of all new loans written for property purchases, marking the highest level in nearly eight years. This uptick is largely attributed to falling interest rates and persistently low rental vacancies, which have enhanced the attractiveness of property investments. - read more

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Knowledgebase
Lien:
A legal claim against a property that must be paid off when the property is sold.