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Personal Loans Articles

How to Improve Your Credit Score for Personal Loan Approval
How to Improve Your Credit Score for Personal Loan Approval
Understanding what a credit score is and its importance is crucial for anyone seeking a personal loan. A credit score is a numerical representation of your creditworthiness, typically ranging from 0 to 1200 in Australia, provided by credit reporting agencies. - read more
The Ultimate Guide to Repairing Your Credit Score Fast
The Ultimate Guide to Repairing Your Credit Score Fast
A credit score is a numerical representation of your creditworthiness. It's derived from your credit history, which includes the total amount of debt you have, your payment history, and other financial behaviours. - read more
Personal Loan Pitfalls: How to Avoid Common Mistakes in Loan Comparisons
Personal Loan Pitfalls: How to Avoid Common Mistakes in Loan Comparisons
When considering personal finance in Australia, personal loans are a handy resource for achieving various financial goals, from consolidating debt to funding a major purchase. Yet, it's essential to approach this financial tool with caution and understanding. Proper comparison of personal loans can be the difference between a financial stepping stone and a stumbling block. - read more

Finance News

New Card Spending Signals Keep Pressure on Household Borrowing
New Card Spending Signals Keep Pressure on Household Borrowing
13 Aug 2026: Paige Estritori
Australia's latest retail payments snapshot keeps the spotlight on how households are using cards to manage everyday costs, irregular bills and discretionary spending. While monthly card figures can move around due to seasonal shopping patterns, tax-time expenses and changes in consumer confidence, the broader message remains important for borrowers: short-term spending decisions can quickly affect longer-term debt capacity. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
What Rising Personal Credit Means for Australian Borrowers
What Rising Personal Credit Means for Australian Borrowers
06 Aug 2026: Paige Estritori
The Reserve Bank of Australia's latest credit figures point to a continuing theme for households: Australians are still using personal credit as budgets remain under pressure. While housing and business lending often dominate the headlines, movements in personal credit are important because they can reveal how consumers are funding vehicles, renovations, travel, debt consolidation and unexpected expenses. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
What the RBA's Latest Rate Signals Mean for Personal Loan Borrowers
What the RBA's Latest Rate Signals Mean for Personal Loan Borrowers
30 Jul 2026: Paige Estritori
The Reserve Bank's latest public commentary has kept attention firmly on inflation, household spending and the outlook for interest rates. For Australians considering a personal loan, the key message is not that borrowing conditions will change overnight, but that lenders are still operating in a market where funding costs, risk appetite and customer affordability remain under close watch. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more

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Knowledgebase
Hard Inquiry:
A credit report check by a lender or other entity as part of the credit approval process, which can lower your credit score.