Each week, we cut through the noise with a concise, trustworthy recap of the biggest Australian headlines, policy moves, and trends that affect everyday life. Expect clear context, plain-English takeaways, and what it means for you—all in minutes. Ideal for busy listeners who want a dependable, industry-focused wrap without the fluff, staying informed and confident about the week ahead, wherever you are.
This Week:
This week, Paige explains the RBAs latest signals that stronger inflation, a firmer housing market, and a still‑tight labour market keep the rate outlook data‑dependent. She notes recent fixed mortgage rate rises as a reminder that personal‑loan pricing can shift, and urges listeners to compare offers and check fees. She also covers fresh scam warnings about fake celebrity endorsements and bogus lenders asking for upfront payments. Listeners are encouraged to verify lenders and use the site to compare options.
EPISODE 907 | Personal Loans Australia: The Weekly News Wrap | Fri, 21st Nov 2025
27 Nov 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Personal Loans Australia: The Weekly News Wrap, Im Paige Estritori, and its Friday 21 November 2025.
First up, the Reserve Bank of Australia, or RBA, signalled yesterday that recent inflation data was stronger than they expected, housing activity has picked up more than they thought, and the jobs market still looks a bit tight. That combination keeps the path for rates data‑dependent. For borrowers, that means pricing may stay bumpy for a while. If youre weighing up a personal loan, compare options side by side and pay close attention to fees and features, not just the rate.
Next up, fixed mortgage rates edged higher at several major banks earlier this month, a reminder that funding costs are still shifting. When home‑loan pricing moves, personal‑loan offers can move too. If youre consolidating debt or planning a purchase, check todays repayments with a calculator and see offers from multiple lenders in one place, so you dont overpay.
Meanwhile, regulators are warning about end‑of‑year scams, including fake celebrity finance endorsements and scammers posing as lenders who ask for upfront “insurance” or “tax” payments. A quick rule of thumb: licensed lenders dont ask for upfront fees to release a loan. Verify the lenders details, avoid links in unsolicited messages, and if something feels off, stop and check before you click. Staying cautious helps protect your credit score and your savings.
Thats the wrap for this week. For clear comparisons and a fast eligibility check across multiple lenders, head to personal-loans.
et.au. Im Paige Estritori—thanks for listening, and Ill catch you next Friday.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Knowledgebase
Adjustable-Rate Mortgage (ARM): A type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.