Each week, we cut through the noise with a concise, trustworthy recap of the biggest Australian headlines, policy moves, and trends that affect everyday life. Expect clear context, plain-English takeaways, and what it means for you—all in minutes. Ideal for busy listeners who want a dependable, industry-focused wrap without the fluff, staying informed and confident about the week ahead, wherever you are.
This Week:
Paige Estritori wraps the week for Australian borrowers: inflation came in hotter, banks now see no more 2025 rate cuts and the RBA is expected to hold next Tuesday. A digital lender shaved new‑customer rates, showing pricing still moves even without a cash‑rate change. A major bank pledged big lending to homebuyers and housing projects, which may ease pressures over time. Takeaway: if youre considering a personal loan, compare offers, check eligibility, and have documents ready. Visit personal-loans.net.au for personalised options.
EPISODE 835 | Personal Loans Australia: The Weekly News Wrap | Fri, 31st Oct 2025
3 Nov 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Personal Loans Australia: The Weekly News Wrap, Im Paige Estritori, and its Friday, 31 October 2025.
This weeks inflation read surprised on the high side. The Consumer Price Index, or CPI, showed trimmed‑mean inflation up about one per cent in the September quarter and roughly three per cent over the year. Off the back of that, big‑bank economists now expect no further rate cuts in 2025, and the RBA — the Reserve Bank of Australia — is widely tipped to hold next Tuesday. For anyone weighing a personal loan, that points to rates staying higher for longer, so compare options, check eligibility up front, and use a repayment calculator to see what fits your budget.
Meanwhile, one major digital lender trimmed variable rates for new customers by a tiny five basis points. Even when the RBA stands pat, lenders tweak pricing to compete. The same applies to personal loans: different providers price risk differently, so comparing quotes in one go can surface a lower total cost — interest and fees — even if your credit isnt perfect.
Also this week, a big bank pledged tens of billions in lending to first‑home buyers and housing projects by 2030 to help boost supply. More building activity can ease price pressures over time, but it wont change borrowing costs overnight. If youre planning a renovation, a car upgrade or consolidating card debt, compare unsecured personal loans side‑by‑side, and have your ID, recent payslips and bank statements ready so you can move quickly when you find a fair deal.
The RBA decision lands on Tuesday afternoon. Well keep it simple next week. For a free eligibility check and personalised options from multiple lenders, head to personal-loans.
et.au. Im Paige Estritori — thanks for listening, and see you next Friday.
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