Each week, we cut through the noise with a concise, trustworthy recap of the biggest Australian headlines, policy moves, and trends that affect everyday life. Expect clear context, plain-English takeaways, and what it means for you—all in minutes. Ideal for busy listeners who want a dependable, industry-focused wrap without the fluff, staying informed and confident about the week ahead, wherever you are.
This Week:
RBA holds the cash rate at 3.6% on 9 December and warns inflation risks may be tilting up. Westpac lifts fixed mortgage rates on 12 December, signalling lenders are repricing amid uncertainty. With holiday spending underway, authorities highlight a rise in fake finance sites and share steps to verify websites before applying. Listeners are encouraged to compare multiple lenders, check eligibility, and run repayment numbers to keep budgets on track.
EPISODE 985 | Personal Loans Australia: The Weekly News Wrap | Sat, 13th Dec 2025
17 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Personal Loans Australia: The Weekly News Wrap, Im Paige Estritori, and its Saturday, 13 December 2025.
First up, the Reserve Bank of Australia, or RBA, kept the cash rate steady at 3.6 per cent on Tuesday. The Bank said inflation looks to have picked up a little again and its watching the data closely, with demand, housing activity and wages still fairly strong. For anyone weighing up a personal loan, this points to rates staying sticky for now. The smart move is to compare multiple lenders in one go, check your eligibility first, and run the numbers with a calculator so your repayments fit your budget.
Next up, lenders are already repositioning. Westpac lifted fixed mortgage rates on Friday by up to about a third of a percentage point after the RBAs firmer tone on inflation. While that change is in the home-loan market, its a signal that funding costs and pricing can shift quickly. If youre considering a personal loan for a purchase or debt consolidation, compare offers before rates move again, look at total cost including fees, and choose a term that keeps repayments comfortable.
Meanwhile, with holiday shopping in full swing, scam activity is back in focus. Government guidance this week highlighted fake finance and comparison websites impersonating trusted brands. Quick checks help: look closely at the web address, avoid shortened or odd links, confirm the lenders credit licence, and never send ID or payslips unless youre sure the site is genuine. If something feels off, stop and verify before you apply.
Thats it for this week. For tools to compare personal loans, check eligibility in minutes, and get personalised options without obligation, head to personal-loans dot net dot au. Im Paige Estritori—thanks for listening, and Ill catch you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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