Each week, we cut through the noise with a concise, trustworthy recap of the biggest Australian headlines, policy moves, and trends that affect everyday life. Expect clear context, plain-English takeaways, and what it means for you—all in minutes. Ideal for busy listeners who want a dependable, industry-focused wrap without the fluff, staying informed and confident about the week ahead, wherever you are.
This Week:
A calm first week of 2026: no RBA meeting in January, with the next decision due 2–3 February. Listeners are reminded to stay alert to holiday loan scams, understand BNPL risks during summer sales, and prepare documents as lenders return from the break. The wrap encourages comparing personal loan options with a quick, no‑obligation eligibility check at personal-loans.net.au.
EPISODE 1069 | Personal Loans Australia: The Weekly News Wrap | Sat, 3rd Jan 2026
7 Jan 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Personal Loans Australia: The Weekly News Wrap, Im Paige Estritori, and its Saturday, 3 January 2026.
First up, a quiet start to the year on rates. The Reserve Bank of Australia, or RBA, doesnt meet in January. Its first meeting is set for 2 to 3 February. That means no policy change this week. If youre weighing up a personal loan, its a good time to compare options and check eligibility without the noise of a rate decision. Our quick assessment helps you see personalised choices from multiple lenders, fast.
Meanwhile, the New Year period is prime time for loan and investment scams. Watch for pressure to act fast, requests for upfront fees, or offers that sound too good to be true. Verify the lender, use secure portals, and never share codes over text or email. If something feels off, step away. Using a trusted comparison service keeps you on verified paths and reduces the risk of imposters.
Next up, buy now, pay later—BNPL for short. Summer sales can tempt you into stacking instalments across apps. Missed payments can trigger fees and squeeze your budget. Before you tap, check the total cost and your ability to repay on time. If you want to simplify what you owe, comparing a single personal loan may reduce juggling—only if the overall cost, including fees, is lower. Our unbiased tools make it easy to line up options side by side.
Finally, with lenders returning from holiday mode, processing can be a touch slower for a few days. Having your photo ID, recent payslips, and bank statements ready can speed things up. One application with us reaches multiple lenders, and youll get no‑obligation quotes without the runaround.
Thats the wrap. For clear comparisons and a fast, free eligibility check, head to personal-loans.
et.au and see your options in minutes. Im Paige Estritori—thanks for listening, and have a great week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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